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Business Checking Accounts

Business Checking Accounts that are designed for YOU!

Opening a Business account can be intimidating. Let us make that part easy! Find the best fit for you and your needs.

Anywhere Banking Tools

Here is what you automatically get with every CNB Business Checking Account:

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ATM Access

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Debit  Card

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Fast, Secure Mobile
Online Banking

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Mobile Deposit

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Mobile Bill Pay

Here's how it works:

Pick which of the following Citizens National Bank Business Checking Accounts works best for you!

Elite Business Checking

 

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The best benefits without the limitations:

  • Banking anywhere and everywhere with Anywhere Banking Tools, including mobile banking, online banking, mobile deposits, bill pay, and debit cards.

  • Maintenance Fee -  Maintain a $5,000 minimum balance and we'll waive the $8.95 monthly fee.

  • Periodic Statements - Choose either electronic or paper statements for no additional charge.

  • Debit Item Fee - No additional charge.

  • Digital Audit Report - Receive a free digital audit of your business' online presence annually. The Snapshot Report is an award-winning marketing needs assessment that arms businesses with automated insights into a business’ online marketing performance. These insights are a powerful tool to help your business see how effective your marketing is.


 

Select Business Checking

 

A business man looking over finances with a pile of coins and a piggy bank sit in the foreground

More flexibility to grow with your business:

  • Banking anywhere and everywhere with Anywhere Banking Tools, including mobile banking, online banking, mobile deposits, bill pay, and debit cards.

  • Maintenance Fee -  Maintain a $2,500 minimum balance and we'll waive the $7.95 monthly fee.

  • Periodic Statements - Enjoy electronic statements for no additional charge. If you prefer paper statements, they are available for a small fee of $2.00 per month.

  • Debit Item Fee - There's no additional charge for your first 100 debit items per month. Just pay $0.25 per additional debit item.

 


 

Basic Business Checking

Business Financing Accounting Banking Concept Businesswoman doing finances and calculating financial report with business graph

Meet your essential business needs:

  • Banking anywhere and everywhere with Anywhere Banking Tools, including mobile banking, online banking, mobile deposits, bill pay, and debit cards.

  • Maintain a $100 minimum balance and we'll waive the $4.95 monthly fee.

  • Periodic Statements - Enjoy free electronic statements with no charge. If you prefer paper statements, they are available for a small fee of $2.00 per month.

  • Debit Item Fee - There's no additional charge for your first 25 debit items per month. Just pay $0.25 per additional debit item.


 

Estate Checking Account

This product holds liquidated financial assets during the probate process. It can be used to pay bills owed by the estate by its executor or executrix. There is no monthly charge for the account. The first 20 checks are provided for free. There is a $10.00 fee per additional check processing. The account is closed once probate is complete and all the assets of the estate are settled.

Other Checking Accounts

Citizens National Bank also offers a variety of specialized checking account products for Non-Profit Organizations, Townships, IOLTAs (Interest on Lawyer Trust Accounts), and other account types. For more information regarding opening these accounts, please contact the Citizens National Bank location nearest you.

Click here to view the current interest rates for all of our deposit account products.

Note: Transaction limits and other restrictions may apply with certain deposit products. Maintaining minimum balance(s) is required to obtain any disclosed annual percentage yields or to avoid fees and service charges. Terms are accurate as of September 3, 2024, and are subject to change. Please review the Schedule of Fees and Charges and Truth in Savings documentation.

Please, never send us any private or account information directly from this form or from your personal email account. (ex: social security number, account number, etc.)

 
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