Whether you're buying a new vehicle or equipment, or if you want to borrow money using your current collateral, Citizens National Bank offers a variety of terms, payment methods, and options. Our Universal Bankers are experienced in a variety of loans. Most importantly, we guide you every step of the way, making the loan process simple and easy, so you can achieve your personal goals.
What makes Citizens National Bank's Universal Bankers different?
We aren't the kind of bank where lender's hands are tied by credit scores. Citizens National Bank looks at a variety of factors in loan determinations, including credit history and payment history, as well as our own history and relationship with our customers, the type of collateral being purchased or used, and the affordability of loan payments. Unlike other banks, where lenders may be unfamiliar with our area, CNB's Universal Bankers are local people who grew up in Southeastern Ohio and know this area well. Most importantly, since we are from this area, we want to help the people of Southeastern Ohio achieve their goals and dreams for both their personal satisfaction and the betterment of our communities. Below are some examples of personal loans:
Automobile Loans
- Flexible repayment terms: up to 84 months for new vehicles and 60 months for used vehicles
- Competitive, flexible rates with discounts for residential loan customers
- Get fast approval time and quick loan processing for a variety of years, makes, and models
Recreational Loans
- We accept a variety of collateral: motor homes / RVs, ATVs / four-wheelers, motorcycles, and more
- Get a great rate! Discounts are available for existing mortgage customers
- Quick approval time and speedy loan processing gets you on the road faster than other banks
Deposit Secured Loans
- We accept a variety of collateral: motor homes / RVs, ATVs / Four wheelers, motorcycles, and more
- Get a fixed rate! Discounts are available for existing mortgage customers
- Quick approval time and speedy loan processing gets you on the road faster than other banks
Other Personal Loans
- Loans are available for other purposes, specifically for large purchases or debt consolidation
- Fixed rates and flexible terms are still available for loans not secured by deposits or collateral
*Contact a Universal Banker regarding personal loans for more information: 1-740-962-4565
